Well lets see…..a little about myself…. I am a 34 year old wife and mother of two very amazing children (7 year old and 3 year old) and I am married to the most amazing man in the world..sorry ladies :). However, as special as we are to each other we are pretty “normal” compared to other families…..we thought that we needed to be like everyone else and now, unfortunately, we are like everyone else….in debt and living pay check to pay check with no savings and a pretty scary future.
We did everything that we thought we were supposed to do like go to college (student loan debt for both of us) get a house (mortgage debt) buy things we cant afford to impress people we don’t even know (credit card debt) a mini van..you know, because..kids (vehicle loan) and no extra money to save for unexpected emergencies (medical debt).
I was so frustrated one day as I looked in our bank account and we were, once again, over drawn that I literally yelled out loud ” where is all of our dam money!?” My husband and I both work full time and are killing ourselves trying to rob Peter to pay Paul and getting no where. I have had enough! I want a future where I don’t have to be scared of whose calling me or dreading getting the mail because there will be another Final Notice or more accrued interest on an unpaid bill. No one is going to fix this for us, we need to get our priorities straight and pay off this debt so we can breath again.
I thought this blog would be a pretty fun way to document this journey to financial freedom and minimizing our lives….and probably pretty funny to read because we literally have little to no knowledge of personal finance, building wealth, budgeting…etc…….So this should be pretty entertaining 🙂
P.S. If you have any tips, tricks, or advice……we would love to hear it!